[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sopok.cz\/kdyz-clovek-na-neco-nema\/#Article","mainEntityOfPage":"https:\/\/www.sopok.cz\/kdyz-clovek-na-neco-nema\/","headline":"Kdy\u017e \u010dlov\u011bk na n\u011bco nem\u00e1","name":"Kdy\u017e \u010dlov\u011bk na n\u011bco nem\u00e1","description":"V mnoha p\u0159\u00edpadech plat\u00ed, nebo se tak aspo\u0148 domn\u00edv\u00e1m, \u017ee i kdybychom my lid\u00e9 dost\u00e1vali pen\u011bz habad\u011bj, nebudeme jich.","datePublished":"2022-11-12","dateModified":"2023-05-18","author":{"@type":"Person","@id":"https:\/\/www.sopok.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sopok.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sopok.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sopok.cz\/wp-content\/uploads\/britsk%C3%A1%20mince_3.jpg","url":"https:\/\/www.sopok.cz\/wp-content\/uploads\/britsk%C3%A1%20mince_3.jpg","height":0,"width":0},"url":"https:\/\/www.sopok.cz\/kdyz-clovek-na-neco-nema\/","wordCount":410,"articleBody":"   V mnoha p\u0159\u00edpadech plat\u00ed, nebo se tak aspo\u0148 domn\u00edv\u00e1m, \u017ee i kdybychom my lid\u00e9 dost\u00e1vali pen\u011bz habad\u011bj, nebudeme jich nikdy m\u00edt dost. \u017de dok\u00e1\u017eeme utratit klidn\u011b jakoukoliv sumu a pak zjistit, \u017ee bychom po\u0159\u00e1d je\u0161t\u011b n\u011bjak\u00e9 ty pen\u00edze pot\u0159ebovali. O \u010dem\u017e se ale v na\u0161\u00ed realit\u011b nedok\u00e1\u017eeme p\u0159esv\u011bd\u010dit, proto\u017ee se to nest\u00e1v\u00e1. Nikdo nestrk\u00e1 do nikoho z lid\u00ed ohromn\u00e9 pen\u00edze, jenom aby se ujistil, zda bude m\u00edt ten obdarov\u00e1van\u00fd n\u011bkdy dost nebo ne. A skute\u010dnost\u00ed je sp\u00ed\u0161e prav\u00fd opak. Tedy skute\u010dnost, \u017ee kdekomu z n\u00e1s dojdou pen\u00edze dokonce je\u0161t\u011b d\u0159\u00edve, ne\u017e tento uspokoj\u00ed aspo\u0148 ty naprosto nejz\u00e1sadn\u011bj\u0161\u00ed pot\u0159eby.N\u011bkdy prost\u011b mus\u00edme platit, a to i tehdy, kdy\u017e u\u017e n\u00e1m na to nezb\u00fdvaj\u00ed pen\u00edze. A nikdo se n\u00e1s potom nept\u00e1, kde na to vezmeme. A kde na to vezmeme? Zkou\u0161\u00edme to t\u0159eba s bankovn\u00edmi p\u016fj\u010dkami. Jen\u017ee neusp\u011bjeme, pokud nem\u00e1me vysok\u00e9 p\u0159\u00edjmy a dokonal\u00e9 registry dlu\u017en\u00edk\u016f. A pak jsme bezradn\u00ed. Co d\u00e1l? D\u00e1l by si m\u011bl n\u011bkdo takov\u00fd polo\u017eit ot\u00e1zku, zda se ned\u00e1 usp\u011bt aspo\u0148 n\u011bkde jinde, kdy\u017e to v bance neklapne. Co t\u0159eba nebankovn\u00ed spole\u010dnosti a jejich nab\u00eddky? Je mo\u017en\u00e9 aspo\u0148 to, \u017ee tam dostanu hypot\u00e9ku, kdy\u017e m\u00e1m n\u011bjak\u00fd ten nemovit\u00fd majetek?Bingo! Pr\u00e1v\u011b to je \u0159e\u0161en\u00ed, kter\u00e9 je tu pro ty, kdo vlastn\u00ed n\u011bjakou nemovitost, ale jinak u\u017e t\u0159eba v\u016fbec nic. Pr\u00e1v\u011b t\u011bm, kdo mohou d\u00e1t do z\u00e1stavy nemovitost, pom\u00e1h\u00e1 nebankovn\u00ed spole\u010dnost v\u00edce ne\u017e ochotn\u011b a tak\u00e9 v\u00fdhodn\u011b. Proto\u017ee takovou nemovitost\u00ed se d\u00e1 p\u016fj\u010dka dokonale zajistit p\u0159ed nespl\u00e1cen\u00edm, a pak u\u017e nevad\u00ed jin\u00e9 \u017eadatelovy nedostatky. Je jen na n\u011bm, zda si na spl\u00e1tky vyd\u011bl\u00e1 nebo se jeho dluh vyrovn\u00e1 takovou nemovitost\u00ed v z\u00e1stav\u011b.A tak se u n\u00e1s kdekdo pot\u00fdk\u00e1 s nedostatkem pen\u011bz zbyte\u010dn\u011b. A zbyte\u010dn\u011b zkou\u0161\u00ed \u0161t\u011bst\u00ed v p\u0159\u00edsn\u00fdch bank\u00e1ch, kde nem\u00e1 se sv\u00fdmi nedostatky \u0161anci usp\u011bt. Zat\u00edmco si ti znal\u00ed situace po\u010d\u00ednaj\u00ed daleko rozumn\u011bji. Vezmou si nebankovn\u00ed hypot\u00e9ku a v m\u017eiku maj\u00ed vystar\u00e1no.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e \u010dlov\u011bk na n\u011bco nem\u00e1","item":"https:\/\/www.sopok.cz\/kdyz-clovek-na-neco-nema\/#breadcrumbitem"}]}]